MWR Life Review – Is This A Good Opportunity Or Big Scam?

You may have noticed that MWR Life is getting a lot of hype and attention these days.

You might have had some friends in Network Marketing approach you about MWR Life, or you may have seen it on social media.

I want to let you know, first of all, that I am NOT promoting MWR Life as my own business opportunity. I am not an affiliate or distributor.

I have gathered here all the facts about MWR Life in my MWR Life Review – now you can learn all you need to know about it.

Is MWR Life really a legit business?

Is MWR Life a safe business to join?

Let me show you in my review of MWR Life.

Get started by reading my review below.

Exactly What Is MWR Life?

The case of MWR Life is one that is actually quite interesting. The company is actually a rebrand of another company called My Warranty Rewards that launched back in late 2013 by a Mr. Jay Tuerk and Yoni Ashurov.

My Warranty Rewards’ primary product was that of a warranty service, and while this service that sold for $29.97/month seemed like a legitimate opportunity on the surface, the company’s compensation plan created for some pretty big issues.

The primary problem with the company’s compensation plan was the fact that affiliates could entirely ignore retail sales and continue to earn money by chain-recruiting more and more people to join the company’s affiliate program.

Although it’s still unclear as to whether or not that was intended to be the main focus of My Warranty Rewards, the company decide to go ahead and rebrand themselves as MWR Life back in April of this year (2016).

With MWR Life, Yoni Ashurov is now listed to be the company’s CEO – rather than the President like he was back with My Warranty Rewards. However, Jay Tuerk doesn’t look to have any involvement with the management side of the company any longer.

Tuerk still looks to be quite active on her personal Facebook page with advertising MWR Life, but it is odd that he is no longer part of the management side of the company. The man’s actual title or involvement with MWR Life is currently unknown, and from what we were able to tell, it doesn’t look like there’s any solid information out there to explain this change in things.

MWR Life Scam

What Is The MWR Life Product Line?


As we mentioned above, MWR Life is a rebrand of My Warranty Rewards. While My Warranty Rewards only offered one warranty service plan, MWR Life has a host of different services that they have in their product line this time around.

There are 8 total service plans being offered, and they include 24/7 Telemedicine, Worldwide Air Medical Evacuation, Tax Hotline, 24/7 Emergency Roadside Assistance, 24/7 Total Home Tech Support, Legal Access Plus, and Financial Coaching.

Each of the above plans will cost customers $29.97 each month, but there is also another plan that goes by the name of the “Vehicle Protection Plan.” This plan doesn’t have any clearly advertised cost, but according to the agreement for this particular plan, it would appear that pricing is dependent on the type of vehicle that you will be putting the protection on.

What Can You Tell Me About The Compensation Plan For MWR Life?

As an affiliate for MWR Life, you earn a commission by selling these various services to the company’s customers. However, there’s something interesting with the way that the company classifies them. MWR Life simply refers to their buyers as “customers”, but this does not just include retail sales. It does include this, but it also counts “customers” as recruited affiliates. This right here blurs the line between both retail and nonretail sales, and that’s something that could cause for some issues later on down the road for the company.

Customer Points

Overall, MWR Life appears to have a pretty big focus on something they call “Customer Points” throughout their compensation plan. A large deal of the plan appears to be tied around these points, and each time that a service is sold, so many Customer Points are generated.

One single Customer Point is earned when a customer signs up for any of the company’s plans, and in order for an affiliate to continue to be eligible to earn the commissions that are being offered, they must continually generate 2 Customer Points every single month that goes by.

MWR Life Affiliate Ranks

Similar to most other MLM companies out on the market, affiliates for MWR Life have access to various ranks that they can work their way through in order to earn higher and higher commissions.

These ranks are obtained through building up your downline and getting your downline to higher ranks, so there’s a pretty obvious incentive for getting affiliates to focus on recruiting rather than selling – something that was previously noted with My Warranty Rewards.

Unilevel Commissions

In addition to earning a commission when selling MWR Life services to customers, affiliates can also earn cash for recruiting more and more people to sign up for the company’s affiliate program.

These recruitment commissions are paid out both directly and residually, but in regards to the residual commissions, MWR Life uses a unilevel payment system to organize these.

MWR Life only pays out the first 7 levels of a team within the unilevel system, and as you might be able to guess, having a higher rank within the company will result in you earning more cash through the residual recruitment commissions.

MWR Life Compensation Plan

Recruitment Bonus

In addition to residual-based recruitment commissions, affiliates can also earn direct commissions when they enlist someone new to join the company.

A flat rate of $25 is paid whenever an affiliate recruits someone new to join, but on top of that, there are also recruitment bonuses that are offered.

Once an affiliate is able to recruit 30 affiliates, they will earn a bonus of $300. So, if you combine that $300 bonus with the rate of $25 per affiliate that you recruit, you’re looking at a commission of $1050 for recruiting just 30 people to sign up for the affiliate program that is being offered.

This only points more towards the fact that MWR Life still has a tendency to focus on recruitment over actual sales, and that does have us worried.

What Will It Cost To Join MWR Life?

If you’d like to be an affiliate for MWR Life, you’ll be required to pay an initial joining cost of $99. Once this has been paid, you will also need to pay a monthly membership fee of $30. However, there are a couple of important exceptions to this rule that need to be noted.

If an affiliate signs up with one of the various service plans that MWR Life is offering, they will have that $30/month membership fee waived – as they will be paying $29.97/month for their service plan.

Additionally, that $30/month fee can also be waived once an affiliate is able to obtain the rank of Manager or higher.

Is MWR Life A Scam?

If you have heard that MWR Life is a scam, then you’ve come to the right place to find out the truth.

What’s the truth – is MWR Life a scam?

I would say not exactly. However, there are some things to be aware of before joining, which I have detailed in the conclusion.

You will only be successful by recognizing the weaknesses and finding a way to move past them.

Conclusion For My MWR Life Review

So, at the end of the day, what are we really looking at with MWR Life?

Despite changing their name from My Warranty Rewards and offering more than just one type of service plan, we’re looking at a situation that’s extremely reminiscent to that of their previous installment.

While retail sales do have the ability to take place, the company’s tendency to merge retail and nonretail sales under the same canvas does create for a feeling that MWR Life really doesn’t care too much as to whether or not retail customers are the ones who are purchasing their service plans.

Additionally, because of the way that the compensation plan is laid out, it is very easy to make a healthy amount of cash without ever having worry about selling to retail customers. The compensation plan heavily rewards the act of chain-recruitment, and this is pretty much the same situation that we saw before with My Warranty Rewards.

While you can sign up as an affiliate and focus yourself on selling to retail customers, that’s clearly not the thing that the company wants you to do. If you want to earn as much cash as possible, you’re going to have to set out to recruit as many people as you possibly can to join.

If that sounds like fun to you, have at it.

If not, we suggest approaching this one with caution.

I definitely hope you have found value in my Review of MWR Life.

I went into a lot of detail so that you can make a proper decision about whether you want to join or not.

If you do decide to proceed with MWR Life, make sure you take the time to learn how to market yourself!

My training below can help you with that.